gaming

In blackjack, if the dealer has an Ace face up when you’re dealt a blackjack, the dealer will ask if you want “even money.” If you wager $10, you’ll win $10 even if the dealer also has a blackjack. “The only sure thing in the house,” I’ve had dozens of dealers tell me.

It’s a form of insurance, which is really a bet that the dealer has a blackjack. You’re offered insurance whenever the dealer has an Ace up. That allows you to make a wager half the size of your original wager. If the dealer has a 10-value card face down, your insurance bet pays 2-1.

Sometimes in blackjack, the best offense is a good defense. And splitting pairs is often a form of defense.

Take a pair of 8s, especially when the dealer has a 10 face up. If we play it as a 16, we bust too often if we hit, and if we stand, the dealer beats us all 79 percent of the time he makes 17 or better.